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	<title>Crawling Road &#187; simplicity</title>
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	<description>The Permanent Portfolio, Investing, Finance and Random Thoughts.</description>
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	<itunes:summary>The Crawling Road Money Show focuses on investing, finance and economics. We discuss the Permanent Portfolio and other topics to make investing simple and successful.</itunes:summary>
	<itunes:author>Craig Rowland</itunes:author>
	<itunes:explicit>clean</itunes:explicit>
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	<itunes:owner>
		<itunes:name>Craig Rowland</itunes:name>
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	<copyright>2010 Craig Rowland</copyright>
	<itunes:subtitle>Simple investing for success.</itunes:subtitle>
	<itunes:keywords>investing, permanent portfolio, indexing, stocks, bonds, cash, gold, harry browne, john chandler, craig rowland, craigr, crawling road</itunes:keywords>
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		<title>Slice and Dice vs. Simple &#8211; Costs Matter!</title>
		<link>http://crawlingroad.com/blog/2010/12/01/slice-and-dice-vs-simple-costs-and-simplicity-matter/</link>
		<comments>http://crawlingroad.com/blog/2010/12/01/slice-and-dice-vs-simple-costs-and-simplicity-matter/#comments</comments>
		<pubDate>Wed, 01 Dec 2010 18:07:37 +0000</pubDate>
		<dc:creator>craigr</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[simplicity]]></category>
		<category><![CDATA[taxes]]></category>

		<guid isPermaLink="false">http://crawlingroad.com/blog/?p=5445</guid>
		<description><![CDATA[On the forum there is a thread about implementing the Permanent Portfolio in a taxable account. I run a largely taxable portfolio so this subject is important to me. Taxes are expensive and proper portfolio management needs to consider their costs. Unfortunately, much advice in the area assumes the investor is using tax-deferred accounts. This means tax efficient funds that may appear to have good results in a vacuum suddenly are mediocre once Uncle Sam takes his cut. A complicated portfolio can, by my estimate, lose somewhere in the 1-1.5% range a year in returns due to taxes and higher expense ratios. The advantage of complexity (if there was one) suddenly no longer exists vs. the simple portfolio.]]></description>
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		<slash:comments>5</slash:comments>
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		<title>The Five Minute Rule</title>
		<link>http://crawlingroad.com/blog/2010/08/04/the-five-minute-rule/</link>
		<comments>http://crawlingroad.com/blog/2010/08/04/the-five-minute-rule/#comments</comments>
		<pubDate>Wed, 04 Aug 2010 19:45:05 +0000</pubDate>
		<dc:creator>craigr</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[risk]]></category>
		<category><![CDATA[risk control]]></category>
		<category><![CDATA[risk management]]></category>
		<category><![CDATA[simplicity]]></category>

		<guid isPermaLink="false">http://crawlingroad.com/blog/?p=4633</guid>
		<description><![CDATA[Vanguard CEO Bill McNabb gave a speech recently about the financial markets and the need for trust. With the past few years shaking the confidence of investors, the industry has certainly been lacking in the trust department.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Safe. Stable. Simple.</title>
		<link>http://crawlingroad.com/blog/2010/03/18/safe-stable-simple/</link>
		<comments>http://crawlingroad.com/blog/2010/03/18/safe-stable-simple/#comments</comments>
		<pubDate>Thu, 18 Mar 2010 19:00:23 +0000</pubDate>
		<dc:creator>craigr</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Permanent Portfolio]]></category>
		<category><![CDATA[permanent portfolio]]></category>
		<category><![CDATA[risk management]]></category>
		<category><![CDATA[simplicity]]></category>

		<guid isPermaLink="false">http://crawlingroad.com/blog/?p=3134</guid>
		<description><![CDATA[Safe. Stable. Simple. These are the words Harry Browne used to describe his investment philosophy in his October 10, 2004 radio show. He pretty much nails it.]]></description>
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		<slash:comments>2</slash:comments>
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			<itunes:keywords>permanent portfolio,risk management,simplicity</itunes:keywords>
		<itunes:subtitle>Safe. Stable. Simple. These are the words Harry Browne used to describe his investment philosophy in his October 10, 2004 radio show. He pretty much nails it.</itunes:subtitle>
		<itunes:summary>Safe. Stable. Simple. These are the words Harry Browne used to describe his investment philosophy in his October 10, 2004 radio show. He pretty much nails it.</itunes:summary>
		<itunes:author>Craig Rowland</itunes:author>
		<itunes:explicit>clean</itunes:explicit>
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		<title>Complicated costs. Simple saves.</title>
		<link>http://crawlingroad.com/blog/2010/02/12/complicated-costs-simple-saves/</link>
		<comments>http://crawlingroad.com/blog/2010/02/12/complicated-costs-simple-saves/#comments</comments>
		<pubDate>Fri, 12 Feb 2010 20:34:51 +0000</pubDate>
		<dc:creator>craigr</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[simplicity]]></category>

		<guid isPermaLink="false">http://crawlingroad.com/blog/?p=3630</guid>
		<description><![CDATA[I was going through some old investing books today getting ready to dispose of them to make room on my shelves. When paging through the candidates for removal, I saw so many complicated investing strategies.]]></description>
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		<slash:comments>6</slash:comments>
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